Affordable Care Act
Affordable Care Act's Health Insurance Marketplace
Health Reform Legislation
The Patient Protection and Affordable Care Act (Affordable Care Act) was signed into law in March 2010 to give Americans more security by holding insurance companies access affordable health insurance and quality medical care.
This was a huge victory for Americans nationwide and especially in Texas, which has one of the highest rates of uninsured individuals in the nation. Since 2010, the health care law has already made a difference in the lives of millions of Texans through ending discrimination for pre-existing conditions, allowing young adults to stay on their parent’s health insurance plan, scrutinizing unreasonable premium increases, removing lifetime limits on health benefits, covering preventive services with no deductible or co-pay, and more.
The 29th District of Texas has also benefited from increased access to quality and affordable health care, which is a critical need in our community. The 29th District has seen similar results.
An interactive timeline of the protections and advantages that will go into effect as a result of the Affordable Care Act can be found at www.healthcare.gov/law/timeline/index.html.
The Health Insurance Marketplace
A primary goal of the Affordable Care Act was to help uninsured individuals and families gain access to quality, affordable healthcare. The law established a Health Insurance Marketplace to allow Americans to enroll in a health plan to get health care services and coverage. The U.S. Department of Health and Human Services (HHS) will be launching the Health Insurance Marketplace this year, with open enrollment beginning October 1, 2013 and coverage beginning January 1, 2014.
Through the Health Insurance Marketplace, consumers and small businesses will be able to compare insurance options based on price, benefits, health needs and other factors with a clear picture of premiums and cost-sharing amounts - all explained in simple, easy to understand terms.
How Will This Affect Me?
• If you have job-based health insurance you like, you can keep it. In fact, with new regulations and standards, the insurance you currently have will include new consumer protections like no lifetime limits, minimum coverage standards, and limits on administrative costs.
• If your employer does not plan to offer health insurance, you may get insurance through the Marketplace. You’ll be able to apply online, on the phone, or in person, and the application process will automatically determine if you qualify for cost-sharing subsidies or tax credits. More information for individuals and families can be found here.
• If you do not have health insurance by 2014, you will have to pay for all of your health care costs and may be assessed a fee. More information on insurance that qualifies as minimum essential coverage can be found here.
• If you run a small business, you can go to the Small Business Health Options Program (SHOP) Marketplace to find out about providing coverage for your employees. More information and resources for small businesses can be found here.
• If you have Medicare, you are already covered and do not need to make any changes.
• If you are a Member of Congress or designated congressional staff, you must obtain coverage by health plans created under the Affordable Care Act. You can find more information here.
Where Can I Find Help?
For more information on the Marketplace and enrollment, visit www.healthcare.gov or call the toll-free Health Insurance Marketplace Call Center at 1-800-318-2596, 24 hours a day, 7 days a week. You can also stay up to date via social media at www.facebook.com/Healthcare.gov, Twitter @HealthCareGov, or watch videos like the one below at www.youtube.com/HealthCareGov.
More on Affordable Care Act
WASHINGTON – On Thursday, the Supreme Court of the United States released its long-awaited decision for King v. Burwell. Petitioners of the court case challenged the availability of tax credits for people who purchase health insurance on a marketplace created by the federal government. With a vote of 6-3 the Justices upheld the current standard, ensuring tax credits and affordable health care for the millions of Americans who have gained coverage through the Affordable Care Act (ACA). Congressman Gene Green released the following statement:
Congressman Gene Green invites residents of the 29th Congressional District of Texas to an Affordable Care Act Forum on Saturday, March 29th. Attendees will be able to ask questions, learn about health care options, and enroll in insurance plans.
Experts and representatives with Enroll America, Navigators, and Certified Application Counselors will be available to provide individualized advice on health coverage. For individuals and families ready to enroll, representatives will be available until 1 p.m.
Health Insurance Marketplace Enrollment and Healthcare Reform Town Hall Event
Saturday, November 16
9:00 a.m. - 1:00 p.m.
1001 Avenida de Las Americas (Hall A3)
Houston, TX 77010
Join Congressman Gene Green and community partners for a bilingual Health Insurance Marketplace Enrollment and Healthcare Reform Town Hall Event.
Washington – Congressman Green applauded the Department of Health and Human Services (HHS) announcement today that the new Health Insurance Marketplace in Texas will host significant choices and lower than expected premiums. According to a new report released today, Texas consumers will be able to choose from an average of 54 health plans in the Marketplace. Houston-Brazoria area consumers will be able to choose from among 46 qualified health plans.