Affordable Care Act
Affordable Care Act's Health Insurance Marketplace
Health Reform Legislation
The Patient Protection and Affordable Care Act (Affordable Care Act) was signed into law in March 2010 to give Americans more security by holding insurance companies access affordable health insurance and quality medical care.
This was a huge victory for Americans nationwide and especially in Texas, which has one of the highest rates of uninsured individuals in the nation. Since 2010, the health care law has already made a difference in the lives of millions of Texans through ending discrimination for pre-existing conditions, allowing young adults to stay on their parent’s health insurance plan, scrutinizing unreasonable premium increases, removing lifetime limits on health benefits, covering preventive services with no deductible or co-pay, and more.
The 29th District of Texas has also benefited from increased access to quality and affordable health care, which is a critical need in our community. The 29th District has seen similar results.
An interactive timeline of the protections and advantages that will go into effect as a result of the Affordable Care Act can be found at www.healthcare.gov/law/timeline/index.html.
The Health Insurance Marketplace
A primary goal of the Affordable Care Act was to help uninsured individuals and families gain access to quality, affordable healthcare. The law established a Health Insurance Marketplace to allow Americans to enroll in a health plan to get health care services and coverage. The U.S. Department of Health and Human Services (HHS) will be launching the Health Insurance Marketplace this year, with open enrollment beginning October 1, 2013 and coverage beginning January 1, 2014.
Through the Health Insurance Marketplace, consumers and small businesses will be able to compare insurance options based on price, benefits, health needs and other factors with a clear picture of premiums and cost-sharing amounts - all explained in simple, easy to understand terms.
How Will This Affect Me?
• If you have job-based health insurance you like, you can keep it. In fact, with new regulations and standards, the insurance you currently have will include new consumer protections like no lifetime limits, minimum coverage standards, and limits on administrative costs.
• If your employer does not plan to offer health insurance, you may get insurance through the Marketplace. You’ll be able to apply online, on the phone, or in person, and the application process will automatically determine if you qualify for cost-sharing subsidies or tax credits. More information for individuals and families can be found here.
• If you do not have health insurance by 2014, you will have to pay for all of your health care costs and may be assessed a fee. More information on insurance that qualifies as minimum essential coverage can be found here.
• If you run a small business, you can go to the Small Business Health Options Program (SHOP) Marketplace to find out about providing coverage for your employees. More information and resources for small businesses can be found here.
• If you have Medicare, you are already covered and do not need to make any changes.
• If you are a Member of Congress or designated congressional staff, you must obtain coverage by health plans created under the Affordable Care Act. You can find more information here.
Where Can I Find Help?
For more information on the Marketplace and enrollment, visit www.healthcare.gov or call the toll-free Health Insurance Marketplace Call Center at 1-800-318-2596, 24 hours a day, 7 days a week. You can also stay up to date via social media at www.facebook.com/Healthcare.gov, Twitter @HealthCareGov, or watch videos like the one below at www.youtube.com/HealthCareGov.
More on Affordable Care Act
Health Insurance Marketplace Enrollment and Healthcare Reform Town Hall Event
Saturday, November 16
9:00 a.m. - 1:00 p.m.
1001 Avenida de Las Americas (Hall A3)
Houston, TX 77010
Join Congressman Gene Green and community partners for a bilingual Health Insurance Marketplace Enrollment and Healthcare Reform Town Hall Event.
Washington – Congressman Green applauded the Department of Health and Human Services (HHS) announcement today that the new Health Insurance Marketplace in Texas will host significant choices and lower than expected premiums. According to a new report released today, Texas consumers will be able to choose from an average of 54 health plans in the Marketplace. Houston-Brazoria area consumers will be able to choose from among 46 qualified health plans.
Washington, DC – Congressman Green proudly announced that the U.S. Department of Health and Human Services (HHS) has awarded $9.9 million in federal grant assistance to Texas health centers to aid in health insurance enrollment. Of the 66 awards in Texas, 11 were granted to Houston-area community health centers and totaled $1.4 million.
Washington, DC – Today, the Department of Health and Human Services announced that Houston-based Gateway to Care has won a $998,784 grant under the Connecting Kids to Coverage Outreach and Enrollment Grant program to continue outreach and enrollment efforts for children eligible for Medicaid and the Children’s Health Insurance Program (CHIP). Congressman Gene Green was proud to submit a letter of support for Gateway to Care
An oft-repeated maxim coined by Benjamin Franklin, “an ounce of prevention is worth a pound of cure,” is popular because it is true.
For 16 years, the Children’s Health Insurance Program (CHIP) has helped us follow Benjamin Franklin’s guidance by helping millions of low-income working families afford health insurance for their children. Ignoring children’s healthcare needs comes at a significant cost to their families, the healthcare system and society. This cost far exceeds the expenses of administering CHIP.
Houston, TX – Congressman Gene Green (D-TX) reacted positively to an array of good news this week as a result of the continued implementation of the Affordable Care Act. The Obama Administration announced that the Medicare Trustees reported two additional years of solvency for Medicare, now until 2026, thanks to the enactment of the Affordable Care Act. Additionally, it was announced that 90% of Americans participating in the Health Insurance Exchanges created by the Affordable Care Act will have at least five different health insurance options.
I am proud to have spoken on the floor of the U.S. House in defense of the Affordable Care Act. A video of my speech and text of my statement can be found below.
Mr. Speaker, here we are again. The 37th attempt by the Republican majority to repeal the Affordable Care Act. A law that was held up by the Supreme Court and one that will help not only the millions of uninsured but also everyone with health insurance because the ACA improves coverage.
Washington, DC – Congressman Gene Green, who helped draft the Affordable Care Act while serving on the Energy and Commerce Committee’s Subcommittee on Health, acknowledged the success of the law since being signed in 2010.
Houston – Rep. Gene Green honored the 47th anniversary of the enactment of Medicare. President Lyndon B. Johnson signed Medicare into law on July 30, 1965.
Rep. Green stated, “Today, we celebrate the tremendous success of Medicare in providing health care security to seniors and people with disabilities. Medicare has transformed the lives of Americans for generations, and I strongly support strengthening Medicare to ensure that it remains available for future generations.”